Every few days, Digit checks your spending patterns and moves a few dollars from your checking account to your Digit account, if you can afford it. Easily withdraw your money any time, quickly and with no fees.
Digit automatically figures out when and how much is safe to save based on your lifestyle. Digit doesn't require you to figure out an arbitrary amount to transfer every month.
Yes. Digit uses state-of-the-art security measures. Your personal information is anonymized, encrypted and securely stored. All funds held within Digit are FDIC insured up to a balance of $250,000.
Digit is completely free. You will see "Hello Digit Inc" transactions in your checking account but these transactions are just transfers to and from Digit.
Savings Bonuses reward you for saving! Every 3 months you will automatically receive a Savings Bonus based on your average Digit balance over the last 3 months. You'll get 5 cents for every $100.
We believe so strongly in our math and our ability to safely identify money you can afford to save that if we overdraft your account, we'll cover the fee, up to two times per customer.
At this time, Digit supports over 2,500 banks and credit unions within the United States.
Unfortunately, Digit is U.S.-only right now. We have hopes to expand internationally in the future.
No. When you signup for Digit you get your own Digit account which will hold any Digit savings until withdrawn. Any funds held in your Digit account are FDIC insured up to a balance of $250,000.
You can withdraw your savings 24/7/365 and as many times as you want per month. You can access your Digit savings by messaging Digit 'Withdraw' whenever you'd like to move money to your checking account.
Some of our users have started a fund for emergencies, splurged on a trip, or paid down debt. You can also move your savings to other accounts (for investments or retirement) as often as you wish.
We are always here to answer them. Please visit the Help Center.