Frequently Asked Questions

  • How does Digit work?

    Every day, Digit checks your spending habits and moves money from your checking account to your Digit account, if you can afford it. Easily withdraw your money any time.

  • What makes Digit different than a recurring bank savings transfer?

    Digit automatically figures out when and how much is safe to save based on your lifestyle. Digit doesn't require you to figure out an arbitrary amount to transfer every month.

  • Is Digit safe?

    Yes. Digit uses state-of-the-art security measures. Your personal information is anonymized, encrypted and securely stored. All funds held within Digit are FDIC insured up to a balance of $250,000.

  • What are Savings Bonuses?

    When you save with Digit for 3 consecutive months, Digit will automatically reward you with a 1% annualized Savings Bonus. No account minimums, nothing else you need to do.

  • What is the Digit no-overdraft guarantee?

    It's important to us that you feel confident in Digit saving only what you can safely set aside. In the very unlikely event your account is overdrawn by Digit auto-saving, we'll reimburse the fees for up to 2 instances of overdraft.

  • Where is Digit currently available?

    At this time, Digit supports over 2,500 banks and credit unions within the United States.

  • Does Digit have an app?

    Yes, we have an iPhone app and an Android app.

  • Does Digit work with banks located outside the United States?

    Unfortunately, Digit is U.S.-only right now. We have hopes to expand internationally in the future.

  • Do I need a savings account?

    No. When you signup for Digit you get your own Digit account which will hold any Digit savings until withdrawn. Any funds held in your Digit account are FDIC insured up to a balance of $250,000.

  • How do I access my Digit savings?

    You can withdraw your savings 24/7/365 and as many times as you want per month. You can access your Digit savings by messaging Digit 'Withdraw' whenever you'd like to move money to your checking account.

  • What should I do with my Digit savings?

    Some of our users have started a fund for emergencies, splurged on a trip, or paid down debt. You can also move your savings to other accounts (for investments or retirement) as often as you wish.

  • Have other questions?

    We are always here to answer them. Please visit the Help Center.

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