To use Digit, you need to connect your checking account. This allows Digit to analyze your income and spending, and find small amounts of money it can safely set aside for you.
We use 128-bit bank-level security, and we don't store your bank login.
Every 2 or 3 days, Digit transfers some money (usually $5-50) from your checking account to your Digit savings. We never transfer more than you can afford, so you don't have to worry about over-drafting your account. In fact, we have a no-overdraft guarantee.
We know you're saving for good reasons – a trip, a big purchase, or even just a rainy day. When you need your savings, send Digit a text message. Digit will transfer the money from your Digit savings back to your checking account next business day.
Digit allows unlimited transfers, with no minimums, and no fees.