How It Works

1. Connect your bank account

To use Digit, you need to connect your checking account. This allows Digit to analyze your income and spending, and find money it can safely set aside for you.

We use 128-bit bank-level security, and we don't store your bank login.


2. Digit saves for you

Every day, Digit tries to move some money from your checking account to your Digit account. Digit never transfers more than you can afford, so you don't have to worry about over-drafting your account. In fact, we have a no-overdraft guarantee.


3. Access your savings anytime

We know you're saving for good reasons – a trip, a big purchase, or even just a rainy day. When you need your savings, send Digit a text message. Digit will transfer the money from your Digit savings back to your checking account next business day.

Digit allows unlimited transfers and has no account minimums.