1. Sign up for Digit and connect your bank account. You won't need your checking or routing number.
2. Digit analyzes your spending and automatically moves money from your checking account to your Digit account when you can afford it.
3. That's it! You save money without realizing it. You don't have to keep a minimum amount in Digit and you can withdraw your money anytime.
Yes. Digit uses state-of-the-art security measures. Your personal information is anonymized, encrypted, and securely stored. All cash held within Digit is FDIC* insured up to a balance of $250,000.
A monthly subscription costs $5 and can be canceled anytime.
Digit doesn't require you to come up with an arbitrary amount to transfer every month. It adapts to you and saves accordingly. Digit learns when and how much is safe to save based on your spending habits.
Nope. When you sign up for Digit you get your own Digit account which will hold any Digit savings until withdrawn. Any cash held in your Digit account is FDIC* insured up to a balance of $250,000.
When you save with Digit for 3 consecutive months, your account is rewarded with a 0.10% annualized Savings Bonus. Your Savings Bonus is automatically deposited in your Digit account.
Tap "Try adding a personal goal" in the Digit app. Then choose from our suggested goals or create you own. Add a description, emoji for reference, the amount you'd like to save, and when you'd like to save it by and tap "Save". Digit will start setting money aside for your goal.
Anything, really. There's no limit to the number of goals you can set. Use Digit to save for a rainy day, a vacation, or a friend's birthday gift. You can pay down debt or save up money to invest. And you can move your savings to your checking account as often as you wish.
Credit Card Debt Reduction lets you make automatic payments to any major credit card company with money held in Digit. You can activate Credit Card Debt Reduction by setting a "credit card debt" goal in the app.
You should feel confident in Digit saving only what you can safely set aside. In the very unlikely event your account is overdrawn by Digit auto-saving, we'll reimburse the fees for up to 2 instances of overdraft. You can read more about our policy in the Help Center article on overdraft reimbursements.
Digit supports over 2,500 banks and credit unions within the United States.
Unfortunately, Digit is U.S. only right now. We plan to expand internationally in the future.
Yep. And you'll earn $5 for every friend that signs up with your link. Your friend will also earn $5 for signing up as well. You can find your referral link on your profile in the app or by logging in to digit.co.