Referral Program Terms and Conditions

Last updated: August 17, 2015

These Referral Program Terms and Conditions (these "Referral Terms") set forth the terms and conditions for your participation in our referral program (the "Referral Program") and are hereby incorporated by reference into our Terms of Use. Capitalized terms not defined in these Referral Terms are defined in our Terms of Use.

Acceptance of these Referral Terms; Revised Referral Terms. By participating in the Referral Program in any way, you agree to be bound by these Referral Terms. If you do not agree to all of the terms and conditions of these Referral Terms, you may not participate in the Referral Program. We may revise these Referral Terms from time to time in our sole discretion, subject to applicable law. When we revise these Referral Terms, we will post the revised version on the Website. You are free to decide whether or not to accept a revised version of these Referral Terms, but accepting these Referral Terms, as revised, is required for you to continue participating in the Referral Program. If you do not agree to these Referral Terms or any revised version of these Referral Terms, your sole recourse is to terminate your participation in the Referral Program. Except as otherwise expressly stated by us, your participation in the Referral Program is subject to, and constitutes your acceptance of, the version of these Referral Terms in effect at the time of your participation in the Referral Program.

Eligibility. In order to participate in the Referral Program, you must accept and agree to our Terms of Use, including these Referral Terms and our Privacy Policy, and have and maintain a Digit Account in good standing.

Earning Referral Rewards. When you register for a Digit Account or from time to time thereafter, we will provide you with a hyperlink, text link, badge, button, or other code via email, text message, social media platform, or other format that contains a unique referral ID associated with your Digit Account (a "Referral Link"). Subject to these Referral Terms, within 30 days of the completion of the Sign-Up Process by each Qualifying Referral using your Referral Link, we will deposit the specified referral reward ("Referral Reward"), less any taxes or other amounts that we are required by law to withhold, in your Digit Account and send you a text message notifying you of such deposit. Please refer to the Website for the current Referral Reward. All Referral rewards will be paid in U.S. Dollars. For purposes of these Referral Terms, a "Qualifying Referral" means an individual that (a) does not currently have, and has never had, a Digit Account; (b) has not initiated the Sign-Up Process prior to clicking on your Referral Link; and (c) uses your Referral Link to complete the Sign-Up Process, and "Sign-Up Process" means the successful registration for a Digit Account pursuant to our Terms of Use, including, but not limited to, verification of certain bank account and identification information. We will determine, in our sole discretion, whether a Qualifying Referral completes the Sign-Up Process using your Referral Link in accordance with these Referral Terms and whether you are eligible to receive a Referral Reward.

Restrictions and Limitations. We reserve the right to investigate any suspicious or inappropriate activity relating to the Referral Program. Notwithstanding any provision of these Referral Terms, we are not be obligated to pay any Referral Rewards if we determine, in our sole discretion, that (a) the Sign-Up Process completed by a Qualifying Referral is not a bona fide transaction, including, without limitation, if you use a Referral link to register for more than one Digit Account; or (b) you have engaged in any fraudulent or deceitful behavior in connection with the Referral Program, including, without limitation, if you, directly or indirectly, offer any person a financial or other incentive to complete the Sign-Up Process using your Referral Link or attempt to redirect traffic from, or divert Referral Rewards from, any other participant in the Referral Program. We reserve the right, in our sole discretion, to delay payment of any Referral Rewards while we investigate your participation in the Referral Program or any use of your Referral Links.

Non-Exclusive. The Referral Program is non-exclusive. You acknowledge and agree that we may, at any time, solicit customer referrals via any method in our sole discretion.

Termination or Suspension of Referral Program. You may stop participating in the Referral Program at any time by contacting us at help@digit.co and providing sufficient information for us to verify your identity. We may, in our sole discretion, suspend, limit, or terminate the Referral Program and terminate these Referral Terms and Conditions for any reason at any time by providing notice to you (including notice via email at the email address we have for you in our records). Termination of the Referral Program and these Referral Terms will not automatically result in the termination of our Terms of Use or your Digit Account, unless otherwise specified by us. However, termination of our Terms of Use or closure of your Digit Account will result in the automatic termination of your participation in the Referral Program and termination of these Referral Terms. Upon termination of these Referral Terms, you must immediately cease all use of Referral Links, and Referral Rewards earned but unpaid as of the date of termination will remain payable, unless we terminate these Referral Terms for your breach of these Referral Terms or our Terms of Use. Provisions of these Referral Terms that, by their nature, should survive termination of these Referral Terms will survive termination of these Referral Terms.

Contact Us. If you have any questions, comments, or concerns regarding these Referral Terms or the Referral Program, please contact us at help@digit.co, or Hello Digit, Inc., 235 Montgomery St., Suite 650, San Francisco, CA 94104.